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Helpful
Hints ...
We
are going to use this page as a
location where we will remind you
of some of the important things
and ideas that we have
experienced and seen over time as
we have been in this business, We
hope that you find it to be
useful information.
Early
Decisions Reduce the Chance of
Delays and Cost Overages
Experience
shows that the more decisions you
initially make, the more smoothly
the project will unfold; thus the
more accurate the original quote.
Making changes after the contract
has been signed and the
construction has commenced often
results in an increase in the
price and length of the
project.
The
decisions that you make are
incorporated into your
construction drawings. It is to
everyone's benefit to have the
majority of your choices made by
the time we sign the
contract.
A
Picture Tells a Thousand
Words
Pictures,
photographs, and websites are
very helpful to us as well as to
your architect/designer. Look
through home building/design
magazines and websites. Then cut
out photos of details you like
and put them in a three ring
binder. You don't have to like
everything in the photo. There
may be a simple molding that you
like or maybe a type of tile.
There may be something in the
picture that you don't like; this
is just as useful. The goal, once
again, is to have as much
information as possible about
what you envision (or not) before
we start construction.
Click
here
to see some of the moldings, etc.
that we have used in the
past.
Selecting
a Builder
Your
home is probably your most
expensive investment. Before you
spend thousands of dollars on
building or remodeling, you need
to do your homework and
understand your role as a
consumer.
Your
first step is to
plan:
Think
your project through from start
to finish. Consider special needs
you may have and how you will use
the space in the future. Consult
an architect or designer if
necessary, and decide on a
realistic budget.
Think
about the materials you want to
use - visit lumber yards and
suppliers, look at magazines
featuring distinctive home
designs, see what friends and
family have done, or do research
on the Internet.
Clearly
define the job you want done in a
specification sheet and rough
floor plan which you can give to
potential contractors. When all
the contractors who bid on your
job work from the same design
plan, you are most likely to get
complete and accurate bids that
can be compared.
Shop
for Quality - Not the Lowest
Price
Once
you develop a list of builders or
remodelers, find out about their
reputations and the quality of
their work. Recording all
information, as well as your own
impressions about specific
contractors and homes, in a
notebook helps to make
comparisons easier. The best way
to learn about contractors is to
visit homes they have built or
remodeled and talk to the owners.
Don't be shy. Knock on doors and
ask people how they like their
homes, and whether they would buy
another home from the builder or
have another remodeling job done
by the contractor. The more
people you talk to, the better
the cross section of opinion
you'll receive.
Check
out each contractor's
credentials. Find out how long
the firm has been in business and
what kind of reputation it has
established in the community. Try
to ascertain information about
the contractor's credit rating.
Check with the Better Business
Bureau and local consumer
protection agencies to learn if
there have been any
complaints.
What
Consumers Should Know About Their
Contractor's Insurance
Coverage.
Uninsured
contractors can expose unwary
home owners to financial
hardship. All responsible
contractors should carry
appropriate insurance to protect
their clients, their employees
and themselves. But what
insurance should your contractor
carry to protect you, the home
owner?
Liability
Insurance
If
your contractor is a sole
proprietor and has no employees
and uses 'independent'
subcontractors to do any portion
of the work, your contractor
cannot purchase Workers
Compensation Insurance. To
protect yourself, you should
insist your contractor and/or his
or her independent subcontractors
carry Liability Insurance. This
insurance coverage protects you
if your property is damaged, or
if the contractor or
subcontractors is/are
accidentally injured during the
course of the work. Proof of your
contractor's liability insurance
helps you substantiate that this
contractor operates as an
independent business person and
is not your employee. Therefore,
you are not responsible for
injuries, pain, suffering or lost
wages provided the injuries were
not caused by you.
Get
a copy of your contractor's and
any subcontractor's Liability
Insurance. Make sure the policy's
effective dates are current and
that the policy dollar coverage
is sufficient to cover any
potential claims for injuries or
damages. Be sure the insurance
certificate covers the period the
workers will be on the
job.
It
is reasonable to expect that
professional contractors who
carry all the appropriate
insurances will have greater
business overhead expenses and
that their bids will be a bit
higher than those from workers
who take business shortcuts.
However, it's a small price to
pay to hire the right person for
the job and forego the risk of
exposing yourself, your financial
future and your home to someone
who is improperly insured or
uninsured.
Service
and Warranties
Make
a special effort to learn what
type of customer service and
warranty protection contractors
offer. Do not wait until after
you have purchased a house to
find out how to correct problems.
Most builders offer some form of
written warranty. Find out the
length of the warranty, if it is
backed by an insurance company,
and what procedures to follow if
a problem arises. Many
contractors back their own
warranties on workmanship and
materials, typically for one
year. A warranty backed by
insurance costs more, but it
offers long-range
protection.
When
choosing a contractor, be
thorough and ask a lot of
questions. Get as many specifics
as possible. Never hesitate to
ask a question for fear of
sounding stupid or uninformed.
What seems like a stupid question
may yield an informative answer
or avoid any future
misunderstandings.
LeFort
Home Builders is committed to
offering a top-notch experience
for all of its customers.
"We
will not be satisfied, until you
are....
completely...."
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